Chase Pay 10x + $250 -> 3.24% Bonus

Check out our Top Rewards Cards to boost your points earning and travel more!

Chase is running a 10x promo on Ultimate Rewards earning personal credit cards for purchases up to $250 per card through 8/31/17 using Chase Pay as the form of payment.

Eligible cards are:

  • Chase Sapphire Reserve
  • Chase Sapphire Preferred
  • Chase Sapphire
  • Chase Freedom Unlimited
  • Chase Freedom

Quick points:

  • You do not need to be targeted for this offer
  • You do not need to register
  • You must use Chase Pay
  • You can use Chase Pay on a desktop
  • You can get this bonus on multiple cards (one per card account, not per authorized user)
  • You can use Fairmont cards converted to Chase Sapphire Preferred, use the card info from your Fairmont card
  • You can buy Walmart e-gift cards or physical gift cards, though some people report issues with Walmart canceling volume gift card orders, here are some tips

Walmart is not part of my regular shopping routine and I don’t like gift cards from various merchants lying around, so I was going to skip this offer. Then I saw a comment from Information Booth on Doctor of Credit that Walmart gift cards can be traded in at can be stacked in many ways from cash back portal or coupons to its own 10% rebate rewards program. Lately, they have had Amazon Lighting Deals for $40 for a $50 gift card. My primary hotel booking sites are and so I usually have an upcoming use for their gift cards.

Chase 10x

My first purchase was for a few filler items I need and gift cards.

My second purchase was for $250 in gift cards.

Both purchases went through and I had my Walmart e-gift cards in moments.

Over at Chase the transactions post with full earning:

Chase pay with 3.24% Bonus

Update 8/23/17: on my 3rd $250 I received the following error, “Oops! Your customer monthly order limit has been exceeded.” I cannot find terms that specify it is calendar month or rolling month. I will try again on 9/1 and then 9/24. It looks like $500 is the monthly limit.

Once you have the Walmart gift card, head to for the swap.

Choose Exchange Gift cards. Exchange Gift CardsEnter Walmart as the merchant and the gift card value to see the offer. Any offer I have redeemed has had a 3.24% bonus. Exchange Gift Cards

Verify with your info including a credit card that is registered to your address. Exchange Gift Cards Verify

Processing takes 1-2 business days. You get 3 emails from CardCash:

CardCash emailsIn this example:

  • Order Confirmed immediately after exchange late Sunday night
  • Payment Processed received Monday afternoon
  • Gift Card received Tuesday morning

I then returned to to merge the new card with my older gift card.

I don’t get into gift card reselling though I do travel. Spinning this promo for a nice bonus I can use without having to put on pants makes this deal a win for me.

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Stefan @ Rapid Travel ChaiGary KKonaflyerGuest Recent comment authors

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Gary K
Gary K

Just a warning that I got turned down by Cardcash. “transaction is too risky” and I am now stuck with $250 of Walmart gift cards now. Might try another gift card seller or actually buy stuff at Walmart.This is the first time I have used Cardcash so maybe that is the reason?

Stefan @ Rapid Travel Chai

By any chance are you overseas or using a VPN? I haven’t had issues with this company though when I tried to use to buy gift cards recently they kept blocking it untop their help desk figured out that my VPN was the issue even though it was showing in the US. Also, maybe try just the $50 card on its own?

Gary K
Gary K

I did try only the $50 Walmart GC the next day and got the same rejection. I don’t use a VPN.
I am on a trip but I am in Reno so I don’t think it is an issue.

Stefan @ Rapid Travel Chai

Trying waiting till you get home to a computer with IP address that lines up with the credit card billing address you provide.


Will the bonus points work on pre-paid visa gift cards purchased online?

Stefan @ Rapid Travel Chai

Should be, I didn’t go that route because of the fees. Cash back portals will not award their cash back for either type of gift card.


Hi Stefan, I have not used Chase Pay before, do I need to register first before using it on desktop? Thank you!


Hi Stefan, I have never used Chase Pay on Desktop or mobile, do I need to register first? Thanks!


Sorry for the double post. FOund the answer, download the app first and signup. 🙂

Stefan @ Rapid Travel Chai

And for desktop you select it as an other payment option in checkout and can complete registration and make the purchase.