Yesterday I covered credit cards with medical evacuation insurance, including the Amex Platinum (personal and business versions).
Amex includes this coverage as part of its Premium Global Assist program. Every Amex card has some flavor of this, and you can see the benefits for specific cards here.
You’ll see medical evacuation throughout, with one big catch: you have to pay!
The Platinum card says, “A medical evacuation may be provided at no cost to the Card Member or covered family member from point of illness or injury (when the Card Member or covered family member is under the care of a local medical service provider or facility) to a more appropriate medical facility or to a hospital near the person’s home as determined by the Premium Global Assist Hotline designated physician.”
Let’s look at the Green card, “The Card Member is responsible for all costs associated with any transport.” In a bind, the coordination and expertise Premium Global Assist may be valuable, however you get the bill for the evacuation.
Even cards such as the Delta Reserve and the Premier Rewards card put the card member on the hook for costs. I may have overlooked an exception.
The only Platinum card that also makes you pay is the old Platinum Optima card, no longer open to new applicants.
Check your card’s coverage here.