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There are widely varying reports on US Bank’s credit card issuing standards and decisions. Many have been told that they have too many recent inquiries. I had never previously had an account with them. In terms of overall cards this year prior to this churn, I had gotten 2 Amex, 1 Barclays, 2 Citi, and 3 Chase, which is why I felt it was as good a chance to go for these as I am likely to have.
I applied for both in my recent churn. I was instantly approved for the personal Premier Rewards. Business went to pending. I called, and similar to others’ experience, was told that it takes several days to process a business application and that I would be notified in writing. The agent was not able to handle the application and unable/unwilling to transfer to someone who could, again similar to the experience of others. The pulls were on TransUnion for New Jersey and did merge.
I was overseas for the week following and had my personal phone off, so do not know if they tried to call me, at least I received no voicemail from them. When I returned I had the terms in the mail, and oddly, a few days after receiving the terms, received the approval letter.
This is just one data point, but shows it is possible to get both cards in one go.
Readers, share your experiences if you have tried for both.
(Disclaimer: I do not receive a commission for either card, the links above I provide for reader convenience.)