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On my mind: how will the Citi ’24-month rule’ be applied to product conversions? We are all still guessing. Doctor of Credit has put out a call for data points. Responses are all over the map. Here are mine since the 24-month rule went into effect. All those 2017 conversions to Dividend were because of the Q2 Drug Store 5% category. In all I have 6 Dividends worth $300 each for $1800 cashback less fees to generate the spend.
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