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Updated: sorry, got this wrong in reading the marketing bullets versus the full terms. It is just a 5% bonus at the end of the year, not a bonus on all spend. My mistake. Update 2: after letting it settle for a few days I have made a few further corrections. Not good to post in mistaken excitement when over-traveled and over-tired.
So I was presenting on credit cards at FTU Advanced today along with Daraius from Million Mile Secrets and when he saw a slide draft on the Citi AA Business card (officially the CitiBusiness® / AAdvantage® World MasterCard®). He asked about the 5% annual bonus.
It then dawned on me that I have totally overlooked this benefit. I think the benefit was added sometime in the past year. It makes this card one of the more rewarding and low-hassle on the market.
Here’s how it works:
- 2 miles per dollar on AA purchases
- 1 miles per dollar everywhere else
- 5% annual miles bonus on all eligible spend, provided you pay the annual fee and keep the card open 45 days after renewal
- Annual fee is $95
The official terms are here:
5% AAdvantage® Mileage Bonus for Renewal of Annual Cardmembership
Each cardmembership year, the primary cardmember will earn a 5% American Airlines AAdvantage® mileage bonus on eligible purchases provided that the following conditions are met: (1) the primary cardmember renews the annual cardmembership, and (2) the account remains open for at least 45 days after cardmembership renewal. Eligible purchases exclude balance transfers, fees, cash advances, items returned for credit and finance charges. The 5% AAdvantage® mileage bonus will be calculated as a percentage of the eligible purchases made on the CitiBusiness® / AAdvantage® World MasterCard® during the cardmembership year (each 12 month period prior to the account anniversary date) and will post to the primary cardmember’s AAdvantage® account 6-8 weeks after the above requirements are met.
Eligible Purchases are:
AAdvantage® miles are earned on purchases, except returned goods and services, cash advances, transferred balances, credits, fees and finance charges.
The public offer is a 30,000 miles signup bonus (promoted by some affiliates), however there are typically 50,000 offers available.