Citi Product Conversions, Vacation Too Long, ANA the Best?

On my mind: how will the Citi ’24-month rule’ be applied to product conversions? We are all still guessing. Doctor of Credit has put out a call for data points. Responses are all over the map. Here are mine since the 24-month rule went into effect. All those 2017 conversions to Dividend were because of the Q2 Drug Store 5% category. In all I have 6 Dividends worth $300 each for $1800 cashback less fees to generate the spend.

1. ThankYou Preferred – Dividend
MC to MC (World Elite)
4/2017
Number stayed the same

2. ThankYou Preferred – Dividend
MC to MC (regular)
4/2017
Number changed

3. Premier – Dividend
MC to MC (World)
4/2017
Number changed

4. Hilton Visa – Dividend
Visa to MC (World)

5. Premier – Costco
MC to Visa
1/2017
Number changed

6. ThankYou – AT&T Access More
MC to MC
10/2016
Number changed

7. AA Platinum – Dividend
MC to MC (regular)
10/2016
Number changed

Hacks:

Travels:

Events:

Ideas:

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